Editor's picks

The 5 best credit cards

See the top 10
RBC Avion Visa Infinite Privilege Card
Annual fee
$399
Our valuation
$1,500

Milesopedia first-year estimateFirst-year valueWelcome bonus$1,500Total$1,500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 100,000 points

Ends Nov 25, 2026

Apply Now

on RBC's website

Features
Issuer
RBC
Network
Fees and terms
Annual Fee
$399/yr
Min. annual income
$200,000+
Read the full review
RBC ION+ Visa Card
Annual fee
$48
Our valuation
$420

Milesopedia first-year estimateFirst-year valueWelcome bonus$420Total$420Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 28,000 points

Ends Nov 4, 2026

Apply Now

on RBC's website

Features
Issuer
RBC
Network
Fees and terms
Annual Fee
$48/yr
Min. annual income
Read the full review
Rewards
Rate
Groceries
3x
Gas & EV
3x
Transit
3x
Streaming
3x
Restaurants
3x
Read the full review
Marriott Bonvoy American Express Card
Annual fee
$120
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$120/yr
Min. annual income
Read the full review
Rewards
Rate
Marriott Bonvoy hotels
5x
Read the full review
Marriott Bonvoy Business American Express Card
Annual fee
$150
Our valuation
$990

Milesopedia first-year estimateFirst-year valueWelcome bonus$990Total$990Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.

Welcome offer
Up to 110,000 points

Ends Sep 22, 2026

Apply Now

on American Express's website

Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$150/yr
Min. annual income
Read the full review
Rewards
Rate
Marriott Bonvoy hotels
5x
Travel
3x
Gas & EV
3x
Restaurants
3x
Read the full review