FR
FR
FRBest Credit Cards

National Bank Business Platinum Mastercard

National Bank Business Platinum Mastercard
BusinessNational BankNBC Rewards
Apply Now

on National Bank's website

Annual Fee
$125
Welcome offer
No current welcome offer

Pros & Cons

Pros

—

Cons

  • –High annual fee ($125/yr)
  • –Foreign Transaction Fee (2.5%)
  • –No airport lounge access despite fee

Our Review

The National Bank Business Platinum Mastercard is National Bank’s business rewards credit card, aimed at entrepreneurs who want to earn points on their business spending. It is available regardless of company size.

What the card gives you:

  • 1.5 points per dollar on all eligible purchases, with no cap
  • 1.5 additional points per dollar on eligible purchases made through the À la carte Travel agency, for 3 points per dollar in total
  • Points that can be pooled with those from your personal National Bank credit card
  • Travel insurance, purchase protection against theft and damage, and an extended warranty
  • An annual fee that is tax deductible

The annual fee is $125, plus $50 per additional card. The annual interest rate is 20.99% on purchases and 22.99% on cash advances and balance transfers. A 2.5% conversion fee applies to foreign currency transactions. This card does not offer a welcome bonus.

Rewards

All Spending

1.5x

NBC Rewards pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.45¢2.7¢
Groceries1.5x
$700/month
Gas & EV1.5x
$200/month
Transit1.5x
$100/month
Restaurants1.5x
$300/month
Pharmacy1.5x
$50/month
Travel1.5x
$150/month
Bills & recurring payments1.5x
$250/month
Telecom1.5x
$150/month
Entertainment & streaming1.5x
$100/month
Office supplies1.5x
$0/month
All other spending1.5x
$500/month

Points Earned

45,000

NBC Rewards/yr

Estimated Value

$405

After Fees

+$280

1st Year Value

$280

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1.5x12,600 pts
Gas & EV$2,400/yr × 1.5x3,600 pts
Transit$1,200/yr × 1.5x1,800 pts
Restaurants$3,600/yr × 1.5x5,400 pts
Pharmacy$600/yr × 1.5x900 pts
Travel$1,800/yr × 1.5x2,700 pts
Bills & recurring payments$3,000/yr × 1.5x4,500 pts
Telecom$1,800/yr × 1.5x2,700 pts
Entertainment & streaming$1,200/yr × 1.5x1,800 pts
All other spending$6,000/yr × 1.5x9,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.5x
Total points earned45,000 pts
Value of points accumulated in the first year≈ $405

Fees and interest rates

  • Annual Fee
    $125
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    20.99%
  • Balance transfer rate
    22.99%
  • Cash advance rate
    22.99%

Related Cards

National Bank Platinum Mastercard National Bank Platinum Mastercard®

Banque Nationale

Apply NowView Details
National Bank Business Line Mastercard National Bank Business Line Mastercard

Banque Nationale

Apply NowView Details
National Bank World Elite Mastercard National Bank World Elite® Mastercard®

Banque Nationale

Apply NowView Details
National Bank Business Mastercard National Bank Business Mastercard

Banque Nationale

Apply NowView Details
National Bank World Mastercard National Bank World® Mastercard®

Banque Nationale

Apply NowView Details

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Fatima Flying Free may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Banque Nationale. All trademarks are property of their respective owners.