Offer
This product is not available for Quebec residents.
Welcome offer:
- Double your cash back on Resturants, Bars and Coffee Shops.
- Earn 8% cash back† for your first 3 months up to $1,000 in eligible spend.
Earn:
- 4% cash back on eligible restaurant, bar and coffee shop purchases up to $5,000 spend per year†.
- 1.5% cash back on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year†.
- 0.5% cash back on all other credit card purchases with no limit on how much you can earn†.
Other features:
- Purchase Security and Extended Protection Insurance.† Protect your purchases with double the manufacturer’s warranty, up to one additional year.
- Get cash back when you send a Global Money Transfer and pay with your Visa* Card.†
- Send money abroad for no fee with your Simplii Visa using Simplii Global Money Transfer.
- No annual fee
Fees & Conditions
Personal Income
$15,000
Household Income
$15,000
Annual Fee
$0
Foreign Transaction Fee
2.5%
Purchase Rates
20.99%
Cash Advance Rates
22.99%
Balance Transfer Rates
22.99%
Value
Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value
Advantages
Welcome Bonus amount
Up to $80 cash back†
Minimum Spending Required
$1,000
Minimum Spending Timeframe (Months)
3 month(s)
Earnings
Per dollar of purchases
All Spending
0.5 %
Groceries
1.5 %
Gas
1.5 %
Dining and Food delivery
4 %
Convenience Stores
0.5 %
Drugstores
1.5 %
Local Transport
0.5 %
Travel
0.5 %
Entertainment
0.5 %
Recurring Payments
1.5 %
Telecom/Internet
0.5 %
Streaming services
0.5 %
Online transactions
0.5 %
Office Supplies
0.5 %
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Legal
†Terms and conditions apply. Click ‘Apply Now’ for complete details. Banking services are not available in Quebec.
“Purchase” means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque.
“Cash” means a Cash Advance, Balance Transfer and Convenience Cheque.
Interest rates may change from time to time.