Best Scotiabank Credit Cards in Canada - September 2026

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Scotiabank Gold American Express® Card

Scotia Scene+

Annual fee: $120
Our valuation: $500Milesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 50,000 points

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $120/yr
Min. annual income: $12,000+

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Rewards: Rate
With the partner brand: 6x
Groceries: 5x
Entertainment: 5x
Restaurants: 5x
Streaming: 3x
Transit: 3x
Gas & EV: 3x

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Scotiabank®* Platinum American Express® Card

Scotia Scene+

Annual fee: $399
Our valuation: $1,000Milesopedia first-year estimate First-year valueWelcome bonus$1,000Total$1,000Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 100,000 points

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $399/yr
Min. annual income: $12,000+

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Scotiabank Passport® Visa Infinite +* Card

Scotia Scene+

Annual fee: $150
Our valuation: $350Milesopedia first-year estimate First-year valueWelcome bonus$350Total$350Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 35,000 points

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $150/yr
Min. annual income: $60,000+

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Rewards: Rate
Groceries: 2x
Restaurants: 2x
Transit: 2x
Entertainment: 2x

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Scotiabank Passport® Visa Infinite Privilege* Card

Scotia Scene+

Annual fee: $599
Our valuation: $1,050Milesopedia first-year estimate First-year valueWelcome bonus$800Annual credit$250Total$1,050Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 80,000 points

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $599/yr
Min. annual income: $150,000+

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Rewards: Rate
Travel: 3x
Restaurants: 2x
Entertainment: 2x

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Scotia Momentum® Visa Infinite +* Card

Scotia Cash BackFirst-Year Annual Fee Rebate

Annual fee: $0 $120No annual fee the first year
Our valuation: $420Milesopedia first-year estimate First-year valueWelcome bonus$300Annual fee rebated$120Total$420Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to $300 Cash Back

Features
Issuer: Scotia
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $120/yr
Min. annual income: $60,000+

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Rewards: Rate
Groceries: 4x
Bills & recurring payments: 4x
Telecom: 4x
Gas & EV: 2x
Transit: 2x
Streaming: 2x

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Scotiabank American Express® Card

Scotia Scene+

Annual fee: $0
Our valuation: $100Milesopedia first-year estimate First-year valueWelcome bonus$100Total$100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 10,000 points

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $0
Min. annual income: $12,000+

Read full review

Rewards: Rate
Groceries: 2x
Entertainment: 2x
Restaurants: 2x
Gas & EV: 2x
Transit: 2x
Streaming: 2x

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Scotiabank® Scene+™ Visa* Card

Scotia Scene+

Annual fee: $0
Our valuation: $50Milesopedia first-year estimate First-year valueWelcome bonus$50Total$50Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to 5,000 points

Features
Issuer: Scotia
Network
Loyalty Program: Scene+

Fees and terms
Annual Fee: $0
Min. annual income: $12,000+

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Rewards: Rate
Groceries: 2x

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Scotia Momentum® Visa* Card

Scotia Cash Back

Annual fee: $49
Welcome offer: No current welcome offer

Features
Issuer: Scotia
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $49/yr
Min. annual income: $12,000+

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Rewards: Rate
Transit: 2x
Pharmacy: 2x
Bills & recurring payments: 2x
Groceries: 2x
Streaming: 2x
Gas & EV: 2x

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Scotia Momentum® No-Fee Visa* Card

Scotia Cash Back

Annual fee: $0
Our valuation: $100Milesopedia first-year estimate First-year valueWelcome bonus$100Total$100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: Up to $100 cash back

Features
Issuer: Scotia
Network
Loyalty Program: Cash Back

Fees and terms
Annual Fee: $0
Min. annual income: $12,000+

Read full review

Rewards: Rate
Groceries: 1x
Gas & EV: 1x
Pharmacy: 1x
Transit: 1x
Bills & recurring payments: 1x
Streaming: 1x

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Scotiabank Value® Visa* Card

Scotia First-Year Annual Fee Rebate

Annual fee: $0 $29No annual fee the first year
Our valuation: $29Milesopedia first-year estimate First-year valueAnnual fee rebated$29Total$29Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
Welcome offer: First Year Annual Fee Rebate

Features
Issuer: Scotia
Network
Loyalty Program: —

Fees and terms
Annual Fee: $29/yr
Min. annual income: $12,000+

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Best Scotiabank Credit Cards in Canada - September 2026

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